Kris Grasty, MBI
Making Mortgages Simple!
As an advocate for consumer education, I am a regular contributor to the BC Condo Guide and the BC Home Guide. My dedication to consumer advocacy landed me as a Finalist in the 2014 CMA’s ‑ Canadian Mortgage Awards.
Education on all options is key! Take a look at my blog for info on various topics.
I understand that purchasing a home is one of life’s most exciting endeavours. A home is usually one’s largest and most prized investment. This is why you need a group of professionals to assist you in the process. My role as a Mortgage Broker is more to than just being the mortgage guy. I’m your trusted advisor, resource, coach and friend. My job is really to listen to what you need, assess your current situation and help you ultimately get to where you want to go. Not just an order taker, here to sign you up and call you 4+ years later; I’ve got your back! I am with you for the entire term to monitor your progress and offer advice mid‑stream should you require it.
One of the key values of working with a broker is our unparalleled access to different lenders, the best rates and better peripheral options for your mortgage needs. We have access to products that aren’t available when you shop with just one lender. My business is built on education, providing my clients with top notch customer service, and accessing the very best mortgage products available on the market!
On a personal note, I’m a father of two, dedicated husband, and always an ‘aspiring’ athlete. I strive to be my best and do better than I did the last time, every time. If you have any questions, please don’t hesitate to contact me!
Kris Grasty, MBI
Whether you are looking to buy your first home, refinance, or renew an existing mortgage, I will make sure you receive the very best customer service and mortgage product available on the market.
If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. The market in BC is hot right now and having a clear plan is a must. That’s where I come in, I have the experience to help you make sense of all the numbers and provide you with mortgage options that meet your needs. Why be tied to a single lender when you can have options from several at no cost to you!
Are you looking to refinance in order to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property… regardless of the reason, we can discuss all your mortgage refinancing options and I will be able to secure the mortgage that best meets your needs.
The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate. Give me a call, you don’t have to do the negotiations alone.
Here are some of the nice things my clients have said about me!
As a recent First Time Home Buyer – I had a wonderful experience working with Kris to organize my mortgage. He was very detailed oriented – excellent communication skills and he knows his craft very well. Whether you are buying a first home (like me) or building your empire – I would highly recommend working with Kris for your mortgage needs. I haven’t met too many people like him, who is very connected and responds to emails/ phone calls within 2 hours.
If you have any questions about Kris, please don’t hesitate to call me directly
Read Review on LinkedInBen Zayandehroudi
Thank you for all the hard work you did in helping me obtain a new mortgage so I could free up some money and go into business with my friend! I can’t begin to express how much better my life is now…better work hours, better pay and freedom to make my own decisions regarding my career!
As you already know, my credit wasn’t not up to par as far as Lenders were concerned and you were so helpful and kind with your advice, help and general concern for my future. You managed to get me a loan even after I had pretty much given up hope and I am eternally grateful for your ability to speak to these people to convince them I was worth lending money to….it has changed my life and my daughters life for the better!
Thank you again, your hard work and dedication has made a huge difference in my life and I would not hesitate to recommend you to anyone looking for financial help!
Best wishes to you and your family!T. McDonald
Kris was great to work with. After getting yet another generic “dear valued customer” letter from my bank of 20+ years when time came to renew my mortgage, I enlisted Kris for mortgage advice. He listened to my needs and was able to find better rates and terms than i had seen anywhere else. He was even sourcing quotes until the day I signed to make sure I was getting the best program available.
Ours was a complicated financial situation. Kris was able to provide us with options and the information to make an informed decision. We definitely recommend Kris Grasty.The Carter Family
Have we done business together?
I would invite you to leave a review on Facebook!
I keep my blog up to date so you can stay informed!
As part of a short series that aims to “Understand the Mind of a Lender” we've identified 4 key areas a lender will look at to decide if you're a "good risk" to provide mortgage financing. They are income, credit, downpayment, and property. Here are links to the...read more
As simple as porting your mortgage! Said by no one ever. The truth is, there is nothing simple about porting your mortgage. "Porting your mortgage" involves transferring the remainder of your existing mortgage term, outstanding principal balance, and interest rate to...read more
If you happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property in order to buyout your ex-spouse. For most couples, their property is their largest...read more
Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn't making things easier. If you seem to think...read more
If the great BC power outage of 2015 taught us anything, it was that anything can happen at any time. Final tallies estimate power was lost to over 500,000 homes and businesses across BC, with some outages lasting several days. This had a lot of people taking a good...read more
Here are just a few of the lenders I have complete access to.
Kris Grasty, MBI
Regardless of where you are at in the mortgage decision process, I would love to talk with you. My business is built on education, providing my clients with top notch customer service, and accessing the very best mortgage products available on the market!